Cessna Citation Financing & Refinancing
Cessna Citation Financing & Refinancing
From the M2 to the Longitude, competitive financing across the entire Citation lineup.
Trusted Cessna Citation financing solutions partners
Our team has secured over $3 billion in funding for aircraft. Let us work to secure funding for your next Cessna Citation acquisition or refinance, so that you can focus on what is most important.
The World's Most Popular Business Jet Family
The Citation line is the largest business jet family ever produced. Textron Aviation has delivered more than 7,700 Citations since the original Citation 500 entered service in 1972. More than 7,000 remain in the active fleet worldwide, accounting for roughly one-third of the global light and midsize business jet population.
That installed base matters for financing. Lenders evaluate collateral risk on market liquidity, parts availability, and maintenance network depth. Citations score well on all three. Textron’s TAP hourly maintenance programs give lenders predictable cost visibility on enrolled aircraft, and a Citation on TAP typically qualifies for stronger loan-to-value ratios and longer terms.
Current production spans six models from the M2 Gen2 to the Longitude. Buyers range from owner-operators flying single-pilot CJ series aircraft to Fortune 500 flight departments, Part 135 charter operators, and air ambulance providers. JetLoan Capital finances both new and pre-owned Citations across all current and legacy models.
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Popular Cessna Citation Models We Finance
JetLoan Capital has extensive experience financing the most popular Citation models. Here are the aircraft we see most often.
Citation CJ4 Gen2
The CJ4 Gen2 is the most capable single-pilot Citation. Two Williams FJ44-4A engines deliver 451 knots and 2,165 nautical miles of range. Garmin G3000 touchscreen avionics replaced the original Collins suite, lowering long-term upgrade costs. Owner-operators favor the CJ4 for its cabin space, single-pilot certification, and operating economics. Lenders view the line favorably with consistent residual values and strong fleet liquidity.
Typical Range: $6M – $10M pre-owned
Citation Latitude
The Latitude redefined Cessna’s midsize offering with a flat-floor cabin standing six feet tall, seating up to nine in a double-club configuration. Two Pratt & Whitney PW306D1 engines deliver 2,700 nautical miles at 446 knots. Textron has delivered more Latitudes than any other midsize jet in recent production years, giving lenders consistent transaction data and predictable depreciation curves. Corporate flight departments, charter fleets, and air ambulance operators all run Latitudes.
Typical Range: $12M – $18M
Citation Longitude
Textron Aviation’s super-midsize flagship entered service in 2020. Two Honeywell HTF7700L engines push it to 483 knots with 3,500 nautical miles of range, enough for nonstop transcontinental flights. The cabin measures 25 feet long with 112 cubic feet of baggage, the largest in its class. As a relatively new type, the pre-owned fleet is limited, supporting residual values. Lenders are comfortable with Honeywell engine programs and Garmin G5000 avionics.
Typical Range: ~$27M new
Cessna Citation Financing Details
Utilization | Minimum Loan Amount | Down Payment | Term | Age | Private / Part 91 | $500,000 | 10-25% | To 20 Years | 1972+ |
|---|---|---|---|---|
Charter / Commercial | $1,000,000 | 25-30% | 10-15 Years | 1998+ |
THE VALUE OF
Why JetLoan Capital For Your Citation
- 200+ lenders shopped per transaction
- 30+ years in aviation finance, $3B+ funded
- 24-hour preliminary indication of terms
- New and pre-owned Citation transactions, all models
- Part 91, charter, and leaseback structures
Cessna Citation Financing FAQ
Yes. JetLoan finances pre-owned Citations across all models, from legacy Excels and Encores to late-model CJ4s, Latitudes, and Longitudes. Terms adjust based on age, condition, and maintenance program enrollment.
Most lenders look for 700 minimum, with the best rates at 750+. Lenders also evaluate net worth, liquidity, and aviation experience. JetLoan matches your profile to the right lender.
For Part 91 use, expect 10 to 25 percent down depending on borrower strength and aircraft age. Charter operators typically need 25 to 30 percent. JetLoan shops multiple lenders for the lowest available.
Yes. JetLoan’s network includes lenders that specialize in commercial-use aircraft. Expect higher down payments, shorter terms, and age restrictions typically 1998 or newer.
Yes. JetLoan shops 200+ lenders for competitive refinancing for maturing loans or to lower your current interest rate. Cash-out refinancing is also available for owners with equity.
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Ready to finance your Citation? Our team provides preliminary terms within 24 hours.
Call Us: (561) 717-2121